Our Story
Built to Help Homeowners Recover What's Theirs
Surplus Summit Holdings was founded on a simple belief: people who've already been through the hardship of losing a home shouldn't also lose the money they're legally owed.
Our Mission
We exist to close the gap between homeowners who are owed surplus funds and the county systems that hold them. Through licensed legal expertise, direct county relationships, and a no-upfront-cost model, we make the recovery process accessible to everyone — regardless of their financial situation.
Integrity
We are transparent about every step, every fee, and every outcome. No surprises.
Expertise
Every claim is backed by licensed attorneys with deep knowledge of county surplus law.
Accessibility
No upfront cost means anyone who qualifies can pursue what they're owed — not just those who can afford legal fees.
Results
We only succeed when you do. Our contingency model keeps us fully aligned with your outcome.
The Team
Specialists, Attorneys, and Advocates
Our team combines legal expertise, county process knowledge, and a genuine commitment to helping homeowners recover what they're owed.
David Harmon
Founder & Lead Specialist
With over 15 years in real estate law and county surplus recovery, David founded Surplus Summit Holdings after seeing too many homeowners walk away from funds they were legally owed.
Rachel Nguyen
Licensed Attorney
Rachel specializes in foreclosure law and surplus fund litigation. She reviews and signs off on every claim filed through our firm, ensuring full legal compliance.
Marcus Webb
County Relations Director
Marcus manages our relationships with county offices nationwide. His expertise in county filing procedures means faster processing and fewer delays for our clients.
Our Credentials
Licensed, Vetted, and County-Approved
Licensed Attorneys
All claims reviewed and filed by state-licensed attorneys
County Partnerships
Established working relationships with county offices in 38 states
500+ Claims Filed
A proven track record of successful surplus fund recoveries
No Upfront Cost
Contingency-based — we only collect a fee when you get paid
Work With a Team That's On Your Side
Start with a free records search. If surplus funds exist, we'll handle everything from there.